Mortgage Loan Closer

• Prepare, analyze and maintain all file documentation related to loan closing activities. Examples include, but are not limited to, obtaining conditions, reviewing title work, obtaining payoffs, subordination agreements and ordering property location endorsements. 
• Complete data entry to generate closing packages, ensuring adherence to secondary market guidelines and in compliance with federal and state regulatory guidelines. 
• Ensure accuracy, organize, review, and analyze documents in the loan file related to closing; work with appropriate departments or third parties to rectify any problems. 
• Serve as primary point of contact for closing activities. This includes serving as a communication touch point with the processing center, loan officers, Closing Agent, and post-closing departments. 
• Accurately calculate all fees due and payable in order to timely request funds for wire through the loan origination system. 
• Work closely with the bank’s settlement agents to coordinate closings, prepare documents and ensure loans are closed in compliance with established policies and procedures. 
• Monitor commitments and price expirations to expedite closing and ensure timely receipt of required documentation. 
• Review signed closing packages to ensure accuracy prior to sending file for booking and shipping. 
• Confirm fundings are successful; request return of funds if a closing is canceled. 
• Assist with booking and shipping loans as needed. 
• Assist with compliance, pre- and post-closing related tasks such as HMDA review, loan file audits and other compliance and quality control tasks as needed. 
• Remain abreast of department, corporate, investor and industry guidelines and requirements. 
• Other duties as assigned.   

•  High School Diploma or equivalent. 
• Minimum of three years of experience in loan closing. Must have familiarity with laws and regulations and industry practices related to closing and shipping activities. 
• Proficiency in loan origination software and Microsoft Office Suite. 
• Knowledge of FHA, VA, Conventional, and USDA loans 
• Excellent organizational, time management, and problem-solving skills. 
• Strong attention to detail and accuracy. 
• Exceptional communication and customer service skills. 
• Ability to work independently and collaboratively in a team-oriented environment. 
• Must possess good judgment and the ability to handle confidential information. 
• Strong written, verbal and interpersonal communication skills and the ability to use e-mail, telephone, and other communication tools as necessary. 

• Medical Insurance
• Vision and Dental Insurance
• Short-term Disability, Life and AD&D Insurance
• 401K Plan

• Medical
• Dental
• Vision Coverage
• Company Paid  Short-term and Long-term Disability  
• Paid Time Off
• 401K Retirement with company match